Job Description

• Analyse credit data, bank statement, and financial statements to determine the degree of risk involved in approving loan to borrower
• Ability to multitask
• Well versed with MS Office
• Detailed knowledge of guidelines on sanctioning of loan
• Should be able to adhere to the policy & process guideline of the organisation
• Prepare MIS reports for tracking and monitoring of approved/ rejected cases
• Evaluate customer records and recommend payment plans based on earnings, savings data, payment history and purchase activity
• Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval
• Calculate and understand financial ratios and evaluate financial position of the borrower
• Understanding on how to read and evaluate individual or commercial bureau files (CIBIL)
• compare liquidity, profitability, and credit histories of the borrower being evaluated with those of similar establishments in the same industries and geographic location
• ensure documentation is correct
• keep a track of disbursement done to client and installments received
• regular tracking of each account payment received, outstanding amount and ensure timely collection

Roles & Responsibilities

as above

Your Skills and experience

Your Experience and qualifications

CA/ MBA in finance

0-2 years of experience in credit vertical of any of the bank / financial institution

Experience in MS Excel (specifically reporting and analytical capabilities) and other MS Office products

Highly motivated and self driven individual to succeed in an extremely challenging fast paced and entrepreneurial setup

Ability to quickly prepare and present productivity report to the top management at very short notice

Excellent verbal and written communication

Knowledge of Tamil/ Telugu / Kannada alongwith English & Hindi will be added advantage

Company Details

About Company

LendingKart

How to Apply

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