Credit Manager

Aavas Financiers
Work location
Non-Metro
Salary
₹0 - ₹0
Type
Full Time
Category
CA,
Experience
0 - 3 Years
Skills

Job Views: 63

Job Applicants: coming soon

Posted: 133 Days ago

Key Skills

Job Description

Department: Credit

 

Designation: Credit Manager

 

Locations: Surat


 

Qualification : Preferable CA


 

Key Roles and Responsibilities:

  • Evaluation of Proposals put up for recommendation / approval as per credit policy.
  • Customer visit and discussions to assess the loan requirement.
  • Customer business and income assessment.
  • Understanding the business thoroughly for self-employed non-professional profiles.
  • Ascertaining and Validating the revenue streams and expenditure of the business.
  • Should be able to see through the potential risks of the proposal.
  • Should have ability to do due diligence without sufficient and formal documents / data.
  • Files Checking as per Credit Policy.
  • Risk Analysis related to case & Client.
  • Maintaining quality of credit information, underwriting standards and presentation.
  • PDD and Portfolio Management.
  • Facilitate the development of clearly defined and updated policies & procedures for all credit risk management.
  • Handling Disbursement officers for process.
  • Accuracy of work and timeline adherence.

Roles & Responsibilities

  • Proven work experience in Credit underwriting of Retail Asset Banking products, services and operations (preferably in private sector, HL & LAP/SME/Mortgages)
  • Understanding of local business and micro economy
  • Keen understanding and focus on risk, controls, compliance and regulatory framework
  • Strong analytical & communication skills (written & verbal)
  • Ability to build, coach and mentor high performance oriented teams
  • Should have good knowledge of Risk Related to Business.
  • Good client servicing skills.
  • Good financial analytical skills, communication skills.

Your Skills and experience

Your Experience and qualifications

CA with 0-3 years of Exp

Location: Surat

Company Details

About Company

Aavas Financiers

Address
Surat
About recruiter

Send CV with subject line - "Avaas - Surat - Credit Manager"

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