Job Description

Credit Manager - Loan Against Property (Manager/Senior Manager) @ Bangalore, Delhi, Hyderabad.

Role:
·        To evaluate the credit worthiness of customers applying for Loans Against Property, within the prescribed TAT and deciding on the right risk mix for the particular customer.
·        The credit manager would also be responsible for coordinating with the Legal team for ensuring due diligence over the collateral offered and in build the collateral risk in the risk evaluation.
·        Following up on post disbursement documents as required
·        Actively involved in portfolio management which includes understanding the market and monitoring the portfolio.
·        Launching of products based on the market peculiarities which will facilitate business, with adequate mitigants with regard to risk.
·        Monitoring delinquency parameters through constant interactions with the collections team, analyzing trends and suggesting learnings out of the same.
 

Roles & Responsibilities

as above

Your Skills and experience

Your Experience and qualifications

·        CA with 2 – 6 years of work experience
·        Knowledge of the location / area is an essential criteria.
·        Well versed in the local language apart from English.
·        Good knowledge of interpreting financial trends
·        Basic knowledge of interpreting legal / technical reports relating to the collateral offered
 

Company Details

About Company

Kotak Mahindra Prime

How to Apply

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